Top 10 benefits of having indoor plants

Whether we’re at home, in the office, in the car, or at the gym, most of us spend a large amount of time indoors. That move indoors has separated us from greenery – grass, trees, plants and flowers – which can have an adverse effect on our quality of life and our general health. While most of us cannot simply move our lives outdoors, we can bring some of the outdoors in.

Numerous studies have shown the benefits of having indoor plants – here we look at the top 10.

Improve your air quality

Research has shown that the air in sealed environments such as offices can be up to ten times more polluted than air outside. With no fresh air finding its way inside, and with pollutants such as volatile organic compounds (VOCs), carbon monoxide and carbon dioxide building up, indoor air can become toxic. By adding indoor plants, air quality can be improved by 50% to 60%.

Save money on heating and cooling

Indoor plants help to regulate air temperature, helping to cut down on the need for heating and air conditioning. Research by The Foliage For Clean Air Council and National Academy of Science showed that choosing and placing plants correctly can lower building heating and cooling costs by as much as 20%.

Regulate humidity

A Washington State University showed that plants release moisture to create a humidity level that perfectly matches the recommended levels for humans. This can help to cut back on dry itchy eyes, respiratory discomfort and tiredness often caused by air conditioning.

Reduce sickness

Sick Building Syndrome can be a big problem in office environments, however, research has shown that having plants in the workplace can significantly reduce sickness and absenteeism. A study in Norway showed that introducing plants to a workplace decreased absenteeism from 15% to 5%.

Reduce stress

Indoor plants can naturally help to reduce stress levels, making those living and working around plants much calmer and less stressed.

Improve productivity

Research at Washington State University found that students working in a plant-filled computer lab were 12% more efficient than students doing the same tasks in plant-free labs. Similarly, a study at Texas A&M University found that people were more productive in plant-filled offices, coming up with more ideas, more original solutions, and more innovative thinking.

Make the place look more inviting

This one is easy – plants make places look nicer. Choosing the right plants and placing them correctly makes rooms look more welcoming and pleasing to the eye.

Cut down on sound pollution

Choosing the correct plants and placing them correctly can also help to cut down on sound pollution. In busy offices, where it’s easy to get distracted by other people’s conversations, indoor plants can help to absorb noise, and help workers concentrate.

You don’t need green fingers

Even if you don’t have green fingers doesn’t mean you can’t enjoy having plants around you. By choosing to hire indoor plants, you will not only benefit from the advice of experts, you can also have someone else maintain your plants to keep them at their best.

Have someone to talk to!

Many people say that talking to plants helps them grow. If you have plants at home or at work, you can chat to them, and perhaps even enjoy the most intelligent conversation you’ll have all day!

Travel insurance: Spend a little more now to save a whole lot later

 Travelling overseas can be expensive – what with flights, accommodation, activities, food and drink to think about. To save money, some travellers choose to skip travel insurance, hoping that nothing bad will happen while they are away from home. However, bad things happen all too frequently, which can end up costing a lot more than your average travel insurance policy.

What travel insurance can cover

Travel insurance is not one-size-fits-all. There are dozens of different insurance providers all offering different levels of cover. Travellers can choose from the more basic levels of cover, offering the travel insurance essentials at a lower cost, or they can choose policies that offer higher levels of cover and cost a bit more.

Travel insurance can cover the cost of medical emergencies and dental treatment. It can cover loss and damage of property, including luggage and more expensive items, such as cameras, laptops and jewellery. It can cover cash and credit cards that are lost or stolen, or travel documents, such as passports.

It can cover for flight delay and cancellation, so if your flight is cancelled, your travel insurance could cover the cost of putting you up while you wait for another flight. It could also cover for any losses as a result of that cancelled flight, such as missed tours and pre-booked accommodation and travel.

What travelling without travel insurance can cost

For some travellers, travel insurance is an unnecessary cost. However, saving a few dollars on travel insurance before travelling overseas can end up costing them a whole lot more when something bad does happen.

Those travellers may be willing to suck up the cost of a stolen camera or a lost bag, but it could be a different story if medical treatment is required. For visitors travelling to the US, medical treatment on something as ‘simple’ as a broken leg can cost tens of thousands of dollars.

Travellers requiring more serious medical attention, such as an operation, a hospital stay and repatriation back to their home country would be expected to pay hundreds of thousands of dollars for that treatment. With no travel insurance, how would those costs be covered?

How to find the right travel insurance

Luckily, the right travel insurance can be easy to find – and easy on the wallet. Simply compare travel insurance options online and choose the policy that offers the cover you need. When you apply for a travel insurance quote, be sure to read the terms and conditions to make sure that you are covered should you need to make a claim.

Think about how much you will need to pay in excess if you need to claim. Policies with a higher excess can be cheaper, however, it’s important to make sure you can cover that excess should you need to make a claim.

Think about what you would like covered. If you just want medical cover, then a basic policy may suit you. If you want more cover, choose a policy that gives you everything you need. If you plan on doing any extreme sports or winter sports, such snowboarding or skiing, make sure they are covered on your policy.