One of the hardest things for many of us is accepting help. It is difficult to get help from others, especially since many of us like to think that we are independent, capable human beings.
However, at some point in time, we all need help. The question is whether or not we will recognize that we the help — and accept it when it comes our way.
Do You Take Good Advice?
Many of us are painfully aware that when we give good advice, on a subject that we clearly know something about, our friends and family tend to ignore it. Are you in the same boat? It’s true that there is a lot of useless unsolicited advice out there. But sometimes, someone who cares about you, recognizes that you could use a little helpful advice.
It’s important not to dismiss such advice out of hand immediately. Instead, step back. Could you use the helpful hint? Realize that someone else might have something valuable to share, and that following his or her advice could actually help you, whether it’s living healthier or getting your finances back on track.
Do You Let Others Help You?
When my husband and I married, we were in school, and neither of us had a “real job.” We lived off wedding gifts, student loans, and charity for the first eight months of our marriage because, even though I finished my degree a couple months after our marriage, I had a hard time landing a job. My parents and my husband’s parents helped us a great deal.
It was hard to accept my parents’ help because I had been living on my own for years, and I hadn’t really needed their help. But, when we looked at our situation, we realized that we needed the help.
You might need help, too. If someone offers to watch your kids while you go on the job hunt, or if you are offered a home cooked meal, do you turn it down? While there is something to be said for bootstrapping, at the same time, it doesn’t hurt to accept help — and it might allow you to get ahead. I know that the help my husband and I received at the beginning of our marriage allowed us to find a firm financial footing. Now, we are in a position help others (including my brother), and we can, in a way, show our gratitude.
Seek Professional Help
Sometimes, though, you really need to seek professional help. Many people find themselves making plans to get out of debt, over and over again. Failing regularly. Sometimes, a professional can help you do what you can’t do yourself. From getting professional debt help, to using a financial planner to help you get ready for retirement, getting help selling your house, you need to look at when you might be in over your head.
Yes, professional help can cost a little bit more. However, it can also save you a great deal in the long run, when you factor in your time and how much you can come out ahead now that you are on the right track.
What do you think? Do you ask for help when you need it?