4 Tips for Downsizing Your House and Your Life

I’m getting ready to move across the country. We’re going to start out in an apartment that is 250 square feet smaller than our current home. However, we will also be without the under-house crawl space we’ve had for storage. So this new state of affairs has been interesting as we get ready to downsize.

However, it’s not just the house we’re hoping to downsize in this move. We’ve also got a few life issues we’d like to downsize as well. There’s a lot of clutter in our lives and in our home, and we’re hoping to get rid of it.

1. Decide What Really Matters

The first step to any type of downsizing is to decide what really matters. Figure out what items are most important to you, and figure out why. You want to keep only things that fulfill you, and that truly enhance your life. The same is true of activities and commitments in other areas of your life. If it’s mindless tedium, downsize from your life.

2. Get Rid of Things You Haven’t Used/Looked At in a Year

This is one of the best ways to downsize items in your house. If it’s been sitting in a box for the last five years, and it’s not a family heirloom, chances are that you don’t need — and probably don’t even want — it. Get rid of it. The same method can be used for clothes, dishes, and just about anything else. If you aren’t interested enough to need it during the year, you can get rid of it. It’s a quick way to eliminate a great deal of clutter.

3. Spend Your Time According to Your Values

Once you know what really matters to you, it’s possible to decide to spend your time according to your values. Figure out your deep-seated values, and then make it a point to downsize meetings and activities that don’t reflect those values. It’s possible to let your life get so cluttered up with meetings and obligations that you forget what you value in life, and pretty soon you’re moving from place to place without truly accomplishing anything, or feeling good about what you do.

Cut out the time obligations that don’t mesh with your values, and make it a point to focus on the activities that really resonate with you on a personal level.

4. Remind Yourself of The Benefits of Downsizing

One of the best things you can do is remind yourself of the benefits of downsizing. When you are having trouble sending something to the thrift store, or throwing out an old piece of junk, remind yourself of the benefits you are about to enjoy. The same is true of downsizing your life. When you feel bad about saying no, remind yourself of the benefits you are about to have.

These benefits might include more space in your home, less money spent on keeping your stuff in good condition or storing it, and more time to do the things that matter most to you.

I’m excited for a new start in a smaller area. I think it will enhance my life.

What do you think? How do you go about downsizing?

Should You Get an Eco Technology Loan?

Do you have an older home?  If you do, you know all of the quirks an older home can have–newspapers stuffed into walls instead of the insulation we use today, old windows that let in drafts and are not energy efficient, sloped floors and crooked doors that let air in.  You know what I’m talking about. 

If you’re house isn’t that old, you still likely could find things that you’d like to change about it to make it more energy efficient.

You may drive down the highway and see houses with solar panels and wish that you, too, could install them and begin to live a more eco-friendly life.  You know that once the panels are installed, you’ll save money, just like you know if you insulate your house better and replace drafty old windows you’ll make not only a difference in the environment, but in your wallet.

The problem is that making energy efficient changes cost money upfront that you may not have.  But there is a solution you may not have heard about: eco technology loans.

What Is an Eco Technology Loan?

Simply put, eco technology loans are ones you can get specifically to make your home more energy efficient.

How It Works

There are companies that offer loans with competitive prices so you can finance your projects to make your home more energy efficient.  Because these companies can be a peer-to-peer lenders (meaning the money comes from other individuals, not an institution), they can offer a competitive interest rate.

Often these types of loans offer the borrower the chance to pay off the loan early with no penalties.

What Countries Offer Eco Technology Loans

Many developed countries offer these types of eco technology loans.  You can simply search the Internet for “loans for solar panels” to see if your country is one of them.  You can easily find many companies in Canada, the United States and England that over these types of loans.  Some countries may also offer a rebate or a tax credit for making your home more energy efficient.

Why Get an Eco Technology Loan?

Take out a loan to make your home more energy efficient?  Is that financially responsible?  While many people may view installing solar panels or more insulation a luxury or something “extra” to do if you have the money available, the truth is, doing so can save you a great deal of money.  Replacing all the windows in your home can be very expensive and may run you $20,000 or more.

Yet, making eco friendly changes to your home can result in immediate savings.  You may be able to recoup your initial investment, depending on how large, in just four to ten years.  Then, you’ll continue to  benefit for years beyond that.

We’d say that is a worthwhile investment, even one worth financing to get it done.