Quick and Easy Dividend Calculators


If you've been following my most recent series of posts then you are pretty well versed in dividends by now. You should know when a dividend will be paid by paying attention to the ex-date and payable date. You should also know about different types of distributions like capital gains. I want to take some time and dig a little deeper into the specifics of the numbers behind your passive dividend portfolio. Namely, how to calculate the growth of your dividend portfolio and how to measure the success of your passive dividend strategy.  This can be done using some quick and…

The Ultimate Guide to Sustainable Transportation Options


Today's consumer looking for a sustainable transportation option has several choices from hybrid-electric, to plug-in hybrid vehicles, to fuel cell vehicles, to mass transit - primarily to save gas. Some of the benefits of sustainable transportation are reduced reliance on petroleum,  jobs created by green technologies, and reduction of greenhouse gases. Gasoline-powered vehicles produce an average of 87 pounds/39 kg of greenhouse gases during a 100 mile/161 km trip, PHEVs produce only 62 pounds/28 kg and EVs only 54 pounds/24 kg.  Technologies like fuel cell vehicles produce zero emissions at the tail-pipe.  Newer forms of green transportation are typically much…

The Wonder that is Papercrete


Recently, one of the bloggers I read decided it would be her last post on her website.  All of her readers were told not to worry, as she had created a new site that would encompass more things and more information.  Her new site (Mike and Mollys house) has a lot of great stuff, but one thing that really caught my eye was this article on papercrete.  I had never heard of this before, immediately decided to do more research on the stuff.  What I've found has been really interesting, and I'd like to let you all know more as…

Your Finances and a Greener Life


Many of us strive to live at least a little bit of a greener life -- and with our finances. The good news is that this doesn't have to be difficult. Like most things in life, if you take it one step at a time, it makes it easier. Here are some steps you can take to make your finances a little greener: 1. De-Clutter Your first step to a greener life is to de-clutter what you already have. Shred and recycle documents, statements and receipts that you no longer need. Go through your filing system and figure out which…

Like The Latte Factor. Only Better.


I don't know if you guys have ever heard about this, but there are certain small costs that, over time, tend to add up. I know, this is the first I'm hearing about it too. For instance, if you buy a latte at the local Tim Horton's of Starbucks, you're shelling out like 3 bucks a trip. If you do that just 3 days a week, that's close to $10 a week, which is over $500 per year. Boom, I just figured out why you're struggling financially. Cut out the lattes, silly. In case you couldn't tell, most of that…

Is Reinvesting Dividends the Right Choice?


This should be an easy answer to an easy question. Reinvesting dividends allows for greater capital appreciation. That means more of your money will be at work each time a dividend is paid out. You may have to ask yourself a few questions though. Would you rather have the cash today or would you be willing to wait a few years for the possibility of greater principal? What is Dividend Reinvestment? When you purchase a dividend paying stock, you may receive your capital gain distribution in the form of cash or stock. Most dividends are paid in cash, hence the…