5 Tips to Help You Grow Your Business


[caption id="flickrImage_1" align="alignright" width="240"] Rafiq Phillips[/caption] Starting a business is an exciting and challenging time. However, once you get beyond the initial stages of starting a business, you need to figure out how to help grow your business. A business doesn't just expand on its own -- at least not sustainably. You need to set things in motion that allow your business to grow, and to thrive. Here are 5 tips that can help you grow your business: 1. Know What You Want to Accomplish You need to have an idea of where you are going, and what you want to happen…

Donating Land for Significant Tax Breaks


[caption id="flickrImage_2" align="alignright" width="238" caption="Forest Fire - Kilder Forest Drive © by Gary Robson."] [/caption] Many acres of ecologically sensitive land belong to individual Canadian owners, and often they wish to protect this land for future generations. This goal is actually supported by the government, through Environment Canada’s Ecological Gifts Program. This allows Canadians to protect their land and leave a valuable legacy by donating land for conservation. According to Environment Canada, to date there have been 912 ecological gifts made, representing 141,000 hectares of wildlife habitat, valued at more than $575 million. Land can be donated to Canada, a province…

The Dividend Payout Ratio and Retained Earnings


The Dividend Payout Ratio The dividend payout ratio is an important number to watch out for. This ratio tells you how much of earnings are required to payout the dividend, or in other words, how much of earnings the company pays out. The opposite of the dividend payout ratio is retained earnings. Whatever is not paid out in the form of dividends stays with the company as retained earnings. But first let's focus on the payout ratio. Here is an example, if a stock has a payout ratio of 35%, that means that for every dollar of earnings, the company pays…

Sustainable Index Investing Is A Joke


[caption id="flickrImage_1" align="alignright" width="342" caption="disaster! - Off-Highway, Athabasca Oil Sands © by jmegjmeg"] [/caption] How's that for a title kids? That ought to get at least a few of you a little hot and bothered, huh? Sustainable index investing is a joke. I love the environment so much that I want to just give a tree a great big hug sometimes. (See what I did there?) In fact, starting right now, I'm going to make sure all my decisions are based on what's best for the environment. If I know someone who isn't recycling, I'm going to punch them in the…

Do `Green` Cars Really Make A Difference?


Buying a car is a big purchase and many people turn to loans in order to help them to buy a vehicle. Whether you are borrowing money for your car or paying cash, consumers often agonize over what the right choice is. As part of their deliberations, one area that consumers are more concerned with than ever before is the question of whether a green car sustainable transportation is a good investment or not. The Green Car Debate Traditionally, green cars consisted of either electric cars or hybrid cars. Electric cars often could not travel long distances without needing to…

Sustainable Eating


The busy lives of most Americans leave us with little time to actually think about the food we consume. On a daily basis, we do not realize what most of the ingredients going into our body actually are. While a packaged, pre-processed, and convenient snack may label itself as healthy, the truth is that most of what you are eating contains mostly corn and even things like tree bark and wood pulp. According to the USDA, Americans are eating too much corn in products ranging from snack bars to soft drinks. While most Americans say they would like to eat a…