Never Under-Estimate the Power of Mother Nature


Several weeks ago I was out on our front porch with lil' SPF enjoying the late day summer breeze when I spotted an odd looking plant sprouting from the garden. Well the plant itself was not odd but it was very odd to find it there among the flowers and bushes. You see I had spotted a tomato plant! Later that day SPF and I took a close look and found a massive tomato plant growing in our front garden. There were at least five shoots off the main plant and at least a dozen young, green fruit already growing.…

Thrift Stores as Part of Your Sustainable and Frugal Lifestyle


One of the best ways to live sustainably and frugally is to do your shopping at thrift stores. You can save money, and at the same time reduce the number of resources being used up.  Sustainable Living with Thrift Stores Many consumers make a big deal of using products made from recycled materials. This is a good thing, of course. Often, these products have less of an impact on the environment. However, it still requires resources and energy to turn old items into new. Thrift stores get rid of that requirement. Instead, you have access to used items that don't…

Mobile trading apps can provide more than financial freedom


For many people, the difference between retiring early and working well into their golden years will be their ability to make smart investments. However, with today’s increasingly busy lifestyles, many self-directed investors are finding it difficult to monitor their investments while still devoting enough time to their work and family lives. This is why many Canadians are turning to mobile trading apps to make important financial decisions while on the go. Instead of having to remain chained to their desks in order to keep track of market ups and downs, investors can now use mobile trading apps to quickly access…

Observations From CPFC12


What a conference!  I now "get" why our American blogger friends rave so much about FINCON.  CPFC12, held in Toronto Ontario, was a smashing success thanks to Preet Banerjee and Krystal Yee who organized this awesome conference.  The facilities, speakers, panels and events were all fantastic.  I have a number of observations I want to share with SPF readers.  This was a conference first and foremost about Finance.  Sure, blogging was a topic as well but it was not the sole focus.  People in Canada have a true need to understand more about their personal finances and it was great to see some of…

Landlord Issues: Things to Consider Before Buying a Rental Property


[caption id="attachment_1611" align="alignright" width="198"] Our Old House[/caption] When I bought my first house in late 2004 I did so intending to use the basement area in the new addition as a room rental.  The space was serviced by the furnace and forced air but also had a gas fireplace and a 3 piece bathroom.  The plan was to share kitchen and laundry facilities but otherwise co-habit the house leading a separate life from my tenant.  The house we ultimately sold was a 2 storey - I bought more than I needed (lesson learned) so I had lots of personal space to live in.…

Save Money with Green Cleaning Products


When I walk down the cleaning aisles of the supermarket, I can’t help but notice the extensive variety of ‘green’ cleaning products. In recent months, I have also noticed that there seems to be fewer of the traditional chemical alternatives. It looks like ‘green’ is taking over from ‘chemical’ on our shelves. Now, I think this is a good thing. I mean, some of those cleaning products were downright dangerous! Some of the ingredients have been proven to cause all sorts of health issues. My sister-in-law’s sister suffered from nerve pain really badly and the cause was finally narrowed down…