The Argument For Keeping Cable


I have a confession, something that might make me unpopular among certain people, but here goes. I love TV. I love having satellite TV. I love being able to watch live sports, especially now that I've upgraded from my old school tube TV I bought with my very first adult paycheque back in 2001. I've probably spent weeks of my life watching episodes of The Simpsons. The business channel stays on in the background for hours at a time. I love watching educational shows on channels like PBS, or National Geographic, or old World War II shows on the History…

How Fundamental Analysis can Help You Choose Solid Investments


One of the trickiest aspects of investing is know which assets to choose. This can be a daunting task, since if you pick wrong, you end up losing money. There's always a risk that you will lose money when you decide to invest. However, you can reduce your likelihood of loss by carefully choosing solid investments. Whether you want to put investments into your TFSA, or whether you are just looking for a way to grow your wealth, the right assets can be a great help to your portfolio. If you want help picking assets most likely to offer decent…

What is an Open Market Option?


Retiring is definitely not an easy time in anyone’s life. First of all, you’re leaving a job that you’ve been working for over 40 years and you may be left feeling like you’re without a purpose. This is a huge adjustment and it should not be taken lightly. The other difficulty with this stage in your life is when you’re trying to understand how to survive on a lump sum of money rather than a consistent income. Think about it. All your life, you’ve earned a certain amount of money and you’ve attempted to keep your expenses below that amount…

Stop Buying New Appliances


Here at Sustainable Personal Finance, we're all hippies who love the environment, but there are just certain things that we're not going to give up. Rather than giving up our cars, let's just focus on driving them less and getting maximum gas mileage. This both lowers the cost of operating the car and prevents a few pounds of CO2 from being released into the atmosphere. You save a few bucks, and the environment becomes slightly cleaner. Everybody wins. Go ahead and have a steak, champ. If you want to take your environmental passion to the next level, you can buy a…

Life Insurance: What’s in it for Me?


Did you know that close to 40% of adults in North America do not have insurance? If these statistics demonstrate something, it probably is that many people think life insurance is not really important. This is understandable: making monthly payments for a protection that will come into effect after you pass away can easily appear contradictory. However, life insurance is, in many cases, an essential safety measure to take. In fact, although you may not personally benefit from it financially, there is a certain peace of mind that comes with knowing that your loved ones are protected against a potential tragedy…

5 Tips for Sustainable Landscaping


As you improve your efforts to go green, it can help to think about your landscaping situation, and take steps to ensure that your are following sustainable principles. Here are 5 tips that can help you improve the sustainability of your landscaping: 1. Start with a Plan Think about the purpose of your landscaping efforts. Are you trying to create beauty? Do you want a safe place for your kids to play? Are you planning on growing food? Perhaps you have a number of uses in mind for your landscaping. If you have a good idea of what you want…