Making a Buck out of Fifteen Cents


We all already know what we are supposed to do: we are supposed to spend less than we earn. We’re supposed to save up. We’re supposed to invest. Neat. But what if you’re already living on ramen and taking your chances with the tap water? Most of us don’t have any extra left over at the end of the month. Most of us are lucky if we aren’t deeply indebted to someone (be it a friend, a parent or a credit card) by the time the month is half over. So how are we supposed to create these financially sustainable…

5 Reasons to Buy a Variable Annuity


Variable annuities are on the rise, with total sales topping $37.3 billion in the second quarter of 2013. That's up 7.8 percent from the year's first quarter. Read on to discover why so many savvy investors are putting their money into variable annuities. Variable Annuities Don't Lock You In to Your Investments Variable annuities offer a diverse range of investment options. You can typically choose to put a percentage of your money into stocks, bonds, and money market instruments, or diversify your portfolio with a combination of these. The value of your variable annuity will depend on how these investments…

The many advantages of purchasing an electric motorbike


 Electric motorcycles and scooters are fitted with a motor. Electricity is stored on the vehicle in a rechargeable battery that can be powered from any external electricity source. Environmentally-friendly benefits The overriding factor for many bikers in choosing an electric motorbike is the environment. If you’re concerned by current pollution levels and the detrimental effect it has on the ecosystem, then an electric bike offers a greener alternative to motorcyclists. No gas means zero emissions. If more people buy and use electric bikes, there will eventually be a reduction in air pollution, welcomed by many in heavily populated towns and…

9 (and a half) ways to help you & your finances


We can all benefit from the extra cash at the end of every month. Sometimes if you have the extra bill to pay which you didn’t anticipate, you can feel the pinch. While we are still waiting for it to grow on trees, here is a list of ways you could take on board that just might save you some extra money every month. 1.Start with a list -You might of thought this out, but try to stop storing your finances in your head. If you’re not a pencil and paper person, then you could try keeping a spreadsheet on…

What Would You Do With a Financial Windfall?


As a freelance writer, I occasionally end up with what might be considered a “windfall.” A large project might fall in my lap, or a rush job that I can charge a premium for. It would be nice to win the lottery, or to have a long-lost wealthy relative leave me a huge fortune, but neither of those events is likely. But there are those who receive windfalls. Whether those windfalls are the result of a gift, an unexpected bonus, or some other good fortune, it’s tempting to spend the money on something fun. After all, it’s money that falls…

The Benefits of Business Cards


Technology has made many things obsolete.  Typewriters, once essential office equipment, now gather dust in basements or are on display in museums.  The cassette tape may soon be as outdated as the 8 track (if it's not already).  Even the trusty phone book has been replaced by the online version. You may think that business cards are also a thing of the past, especially for people who work primarily online.  However, there are still benefits to business cards, and carrying them is worthwhile. Of course, one of the main draws of business cards is that they're a fairly low cost…