Do You Put Your Ideals Ahead of Your Pocketbook?


There are times when adhering to your ideals is cost-efficient. For example, many of the things you do to live in a more eco-friendly manner are also things that happen to save you money. You can live more sustainably and come out ahead at the end of the month. Not everything is like that, however. There are times when your ideals can cost you money. Sometimes, you pay for something because you believe in it -- not because it's cost efficient. Giving to Causes One of the biggest examples is giving to charity. If you believe in a cause enough to…

How Can Your Parents Help You Finance Your First Home


Many people are relying on their parents to help them buy their first home or house as it becomes harder to access loans from banks to place that deposit. Most banks do not give 100 percent loans of the value of the home which was common before 2008. Help from parents financially means that you are able to make huge savings because a larger deposit means that you are eligible for lower interest rates. There are a number of products that are designed for parents that will help their children finance the first home. One of these products is a…

Top 10 benefits of having indoor plants


Whether we’re at home, in the office, in the car, or at the gym, most of us spend a large amount of time indoors. That move indoors has separated us from greenery – grass, trees, plants and flowers – which can have an adverse effect on our quality of life and our general health. While most of us cannot simply move our lives outdoors, we can bring some of the outdoors in. Numerous studies have shown the benefits of having indoor plants – here we look at the top 10. Improve your air quality Research has shown that the air…

Travel insurance: Spend a little more now to save a whole lot later


 Travelling overseas can be expensive – what with flights, accommodation, activities, food and drink to think about. To save money, some travellers choose to skip travel insurance, hoping that nothing bad will happen while they are away from home. However, bad things happen all too frequently, which can end up costing a lot more than your average travel insurance policy. What travel insurance can cover Travel insurance is not one-size-fits-all. There are dozens of different insurance providers all offering different levels of cover. Travellers can choose from the more basic levels of cover, offering the travel insurance essentials at a…

4 Tips for Encouraging Your Kids to Adopt Sustainable Practices


Many of us want to leave the world a better place. One of the best ways to do that is to teach your children your values, and encourage them to do the right thing -- especially when it comes to adopting sustainable practices. So, how do you encourage your kids to adopt sustainable practices that can make the world a better place for future generations? Here are 4 tips that can help you along: 1. Set a Good Example As always, the best thing you can do if you want to increase the chances that your child will do something,…