Saving Money On Things You Don’t Even Want to Buy But Have To


There are lots of costs in life we would rather pass on. Most of these things fall under the category of insurance. Life insurance, homeowner's insurance, business insurance, auto insurance, renter’s insurance, health insurance: they are all things that we pay a premium for and hope that we will never ever have to use (well, except for life insurance; so far skipping death hasn’t been doable). This makes a lot of us opt, almost across the board, for the cheapest policies available. Paying as little as possible takes the sting out of having to pay for this (hopefully) non-usable thing…

Is It Wrong To Get A Tax Refund?


It's March, which can only mean one thing. All the green beer you could ever want to drink!!! Or not. It's also the time of year many Canadians will begrudgingly start working on their taxes. If you're anything like me, tax time is a myriad of forms, paperwork, and other tedium I really should have gotten around to in October. But here we are. For most of you reading this, tax time isn't so bad. Chances are you only have income from one source (your job), or maybe another source like a side hustle or investment returns. Add on a…

5 Reasons Why You Need Life Insurance


Life insurance is one of those things that you hear about often, and figure you probably need, but for whatever reason you just never seem to pull the trigger. Perhaps it’s a bit of a phobia – realizing that you will die relatively soon, or maybe you just don’t care for the extra payment that comes with life insurance each month. Whatever the case may be, it is still likely that you should have life insurance. Here are 5 reasons why: 1) Your Savings Wouldn’t Cover Your Own Funeral As each month goes by, you might realize that your savings…

How to Sprout Your Own Garden Starts


One of the best ways to ensure good food -- and save money in the bargain -- is to grow a garden. My parents always had a garden when I was growing up, and my husband and I regularly planted a garden when we had a house. While you can buy young plants to transplant into your garden, it can be more cost-efficient (and rewarding) to sprout your own garden sprouts. If you want to get a head start on your garden, you can sprout plants indoors, where they are safe from the cold weather, and move them outside to…

How to Save Money and Stay Sustainable


In this modern climate we all too often hope all retail companies would reduce, reuse and recycle. We have all gone so far as to reduce carbon footprints by shopping locally, or avoiding corporate entities that cut costs with child labor in developing countries. Even signing up for email receipts and bills is a start in the right direction, but how do we save money? Below are some simple ways to save, and spot companies that can help you go even further when it comes to contributing to a sustainable future. Coupons Without The Clipping Coupons were once amazing little…

Money Saving Tips Everyone Needs to Know About Moving


If you’re getting ready to move and this is your first major move, it will involve a lot of detail. However, careful planning can make it as smooth as one can imagine. Here are five tips everyone needs to know about moving. Get Rid of the Nonessentials To make packing easier, and more importantly, unpacking, get rid of the non-essentials. You know the items - clothing you haven’t worn in years, dishes you’ve not entertained with, the crockpot you never use, and other household goods. You can start off selling these items and whatever is left, donate them. You can…