Is Your CAA Membership Worth It?


Every year for Christmas my Grandmother used to get me a Canadian Auto Association membership. You Americans reading this have something similar, called AAA. I'll let you figure out what that stands for. Here's how it works. For a minimum cost of about $83 per year in Alberta (certain plans are more), you get all sorts of perks. The big one is free roadside assistance, which covers locking your keys in your car, tire changes, battery boosts, towing to the nearest garage, and running out of gas. They offer other stuff as well. If you want information about a certain place,…

How to Eat Healthy Under Budget


Health can be easily linked with a great lifestyle, reduced stress and good eating habits. People spend hundreds of dollars trying to embrace the right choices. They spend on buying organic food items, vitamins and on gym memberships. If you are struggling to balance between your budget and right eating habits, you’ve come to the correct place.   You have to understand that eating healthy is not for the affluent portion of the population only. It is unfortunate that healthy food is often more expensive compared to junk food. If eating healthy is what you want but you are afraid…

Is Software Piracy Killing Your Business?


The unfortunate truth about apps and software is that there are many people out there with the necessary skills to pirate the software. Software piracy is widespread and continues to pose a threat to the revenues of the developers and software companies. What is software piracy? When people buy a software or app, they are only getting to use its services with a licensed key. That doesn’t give them the right to share, copy or distribute this software without authorization. Any act of using a software without the consent of the makers, i.e. using unethical means, is called piracy. Example…

Is Shopping At Costco Really Saving You Money?


Hi, my name is Nelson, and I have a problem. I am addicted to going to Costco. My Costco addiction is a relatively new thing. I spent almost a year between mid-2014 and mid-2015 living in South Korea, one of Costco's newest expansion locations. Costco was the only place to find reasonably priced American products, so once per month or so the wife and I would take the bus out to our city's only location, load up a cart, and then try (badly) to tell various Korean taxi drivers how to get us and our haul of groceries home. The best part…

Why Tech-Savvy Millennial Investors Need Human Financial Advisers


Meet the new kids on the block shaping the investment landscape: the high-net-worth and affluent millennials. A lot has been said about the rise of millennial demographic. Born between 1980 and 2000, the millennial generation—also known as NextGen or Gen Y—is climbing up the ranks of adulthood and changing the culture of live, work, and play. According to a White House economic report, one of the most defining traits of the millennials is how technology has shaped their lives. In turn, technology is shaping how millennials build wealth. So the writing is on the wall: while wealthy millennials are looking…

Should You Invest in Collectibles?


Remember the Beanie Baby craze? It started in the mid-1990s. Ty Inc., the company behind the phenomenon, deliberately limited production of each design. They'd restrict shipments to stores and retire older models and designs. As the toys got to be more popular, a secondary market emerged where people would buy and sell their favorite models. After a while, this secondary market exploded. People looked at the value of the earliest designs and assumed every model would eventually be worth that much. The internet helped too. At the height of popularity, people were buying the bears and flipping them on sites…