Understanding Your Credit Score


Having a good credit score is the gateway to obtaining affordable interest rates, and thus more affordable payments. Our ability to take out a mortgage, or get a loan for a new car, hinges on credit reports and overall scores. It’s the equivalent of having a good grade point average in school, your future qualification and acceptance depend on it. Which is why it’s even more puzzling how few people pay attention to what their score is, or even understand how it is calculated. The credit score range is quite vast, it ranges from 301 to 850. Most lenders consider…

7 Smart Ways to Save Money on Food Shopping


Price of everything is rising. No matter who or what you blame. You always want to save bucks. If you are going to buy food then it is time to get an idea of 10 tips that help you save money on groceries. You will be able not only to save money but also to eat well. Let’s check details of them. 1.Make a list It is better to decide your weekly menu. Ask your family members what they need for full week. When you plan ahead then it gives you a chance to keep an eye on best sale…

3 Sustainable Investment Options


Saving the planet is pretty important for some people, and I'm guessing it's at least a vague thought in your head. After all, you are reading a website called Sustainable Personal Finance. But as we've argued in the past, there needs to be some sort of incentive for people to do the right thing. Governments have done a good job with this in the past by doing things like paying people to recycle, giving tax breaks for people who install their own solar systems or buy electric cars, or by encouraging research into promising new technologies. It's the same thing…