A Brief Guide to the Child Disability Tax Credit


  For parents of a child with a disability in Canada there is a welcome form of financial support in the Child Disability Tax Credit. Parents of a child with a disability can receive up to $224.58 per month as assistance from the government. The benefit is meant for parents who have a child with a permanent disability (under the age of eighteen), and is given to parents as a tax-fee benefit. Parents will receive the credit each month to assist them with whatever needs they deem to be important. There are many benefits to this credit namely that it…

Should You Borrow Money From Family?


Just about everybody owes money to somebody at some point. Look at the average person's life. They go to college or university, borrowing money for student loans. Then they get out, and need a shiny new car to go with their post-graduation job. So they borrow to buy that. Next comes buying a house, which comes with a massive financial commitment. And throughout it all, many of us struggle with credit card and other debts. The world runs on debt, especially here in Canada. It's rare to find someone who is 100% debt free. It's gotten to the point where we…

8 Ways to Save Money While Still Enjoying Life


With the tough aspects of the economy and job market, it seems like everyone is looking for new ways to save money. Many money-saving articles center around cutting unnecessary expenses out of your life and while this is necessary for some people, not everyone wants to go the minimalist route. If you want to find ways to save money without completely cutting "non-essential" purchases out of your life, there are several things you can do. Here are some ideas. 1. Find Free Alternatives Before purchasing items, see if you can find a free option first. Borrow books from your local…

Save Money When You Pick the Right Car Insurance


Some California drivers think they can save money on car insurance by cutting corners. Their reasoning generally goes something like this: “Why should I pay more money to cover unlikely situations? I can probably just cover the basics and save big.” However, this is only true if you have the good fortune to avoid any unexpected and unforeseen emergencies. Now, maybe you walk around with a pocket full of four leaf clovers and have the best luck in the world. Or maybe you’re just an incredibly safe driver who has never had occasion to worry about getting in a freak…