3 Ways to Save Money During the Holidays


Start by Building A Budget for Holiday Spending This is one of the most important tips we can give you. During the holidays, it’s easy to get caught up in the spirit of things, and start overspending – from Christmas meals, to decorations, gifts, donations, and more. We get it. It’s not very fun or festive to sit down in front of a spreadsheet and determine how much you can spend on gifts for family, decorations, and other holiday essentials. But doing so is a really good idea. If you build a budget for holiday spending, you’ll be able to…

5 Reasons Your Budget Plan Doesn’t Work


If you find yourself frustrated that your budget isn’t working – or you can’t seem to stick to the plan no matter how hard you try, you aren’t alone. Here are five problems that affect your budget success: Over-analyzing You always have a budget plan in mind, but you never start because everything has to be ‘perfect’ for it to work. Even when most of your financial systems are stable, there are one or two things you feel aren’t quite there yet. So you keep postponing until a later day. What you can do about it: Understand that nothing is…