Common Ways to Put Aside Money for Life Insurance


Purchasing a life insurance policy is a wise idea for many people. For instance, the breadwinner of a large family may purchase a life insurance policy in order to provide for family members in case he or she dies. With the insurance money, the family would be able to pay the mortgage, car payment, property taxes, etc. A person who buys a life insurance policy should incorporate the monthly payments into the family budget. Take a look at some common ways that people are putting aside money for their life insurance payments. A Savings Account Some people find it convenient…

Travel insurance: Spend a little more now to save a whole lot later


 Travelling overseas can be expensive – what with flights, accommodation, activities, food and drink to think about. To save money, some travellers choose to skip travel insurance, hoping that nothing bad will happen while they are away from home. However, bad things happen all too frequently, which can end up costing a lot more than your average travel insurance policy. What travel insurance can cover Travel insurance is not one-size-fits-all. There are dozens of different insurance providers all offering different levels of cover. Travellers can choose from the more basic levels of cover, offering the travel insurance essentials at a…

“Deadliest Catch” – How Easy Would It Be for a Crew Member to Obtain Life Insurance?


The simple answer here is not so easy, but not impossible. Under most circumstances relating to occupation, life insurance is always obtainable from one source, or another, but you might end up paying a hefty amount for it, due to your chosen profession. For Deadliest Catch crew members, you first have to strip away the fact that all of those guys are probably receiving plenty of benefits from being on a highly popular television show; if not insurance, then they’re making plenty of money to invest by other means. Once you strip that away, what are they? Fishermen. That’s right,…

Self-sustainability and pro-active protection


Sometimes you need to spend a little to save a lot. When it comes to achieving financial stability and a sustainable lifestyle, having a steady cash flow is important. You're looking to support yourself, after all, so this should always be a priority. So where does this protection come into it? When you're running a business, there are plenty of large, expensive risks that could happen. By using a liability insurance company you can protect yourself from this greater risk.. Pro-active protection Although it’s not guaranteed that you'd face such costs in your business, there's always an ever present risk. This…

The Booze Run That Saved us Close to a Grand


[caption id="flickrImage_2" align="alignright" width="238"] Burger Baroness[/caption] Travelling to visit relatives at Christmas. Millions do it and we're no different, at least this past holiday. We usually travel to Montreal to visit Mrs. SPF's family or to the Kingston/Ottawa area to visit my family. In the future we will ultimately decide to stay home so lil' SPF can wake up Christmas morning in his own bed, with his own Christmas tree and stocking hanging from the fireplace mantle. But this story isn't about Christmas per se, this is a tale of a booze run that ultimately saved our family almost $900. The…

Facts About Public Liability Insurance


There are several forms of business insurance that are required by law, together with other policy types that are advisable in properly protecting any business. Mandatory forms of business insurance include public liability insurance (PLI). This is designed to protect the general public and customers when they are on your premises. Inversely, it affords protection when you are carrying out business activities on their premises. Employer’s liability insurance (ELI) protects the business against the costs associated with any claims made by staff that become sick or injured during the course of their work. Finally, professional indemnity insurance provides some level…