Fruitful Living and Saving

The key to affording life’s necessities, such as food and shelter, while having enough money left over to do all the items on your bucket list, such as backpack across Europe, is smart spending. Spend less on what you must have in order to enjoy the things that you want.

Is It Truly a Necessity?

Sometimes people grow to believe that certain items are necessities when they really are not. Write down all your purchases for a week. At the end of the week, study your list, and determine if you could have done without something on it. If you can cut down on the items you believe you must have, you’ll have more money to spend on the things you want.

Which Would You Rather Have?

Before making a purchase, ask yourself if you would rather have the item you’re about to buy or the money it costs. This will force you to think consciously about what you’re spending and help you to spend less.

Find Ways to Cut Costs

Figure out ways to use less, doing several small things can add up to surprisingly big savings. For example, don’t leave chargers plugged into walls when they’re not actively in use. This will save on electricity. If you get your hair cut every six weeks, switch to every eight. There are many little changes you can make that will save you big money.

Target Your Saving

When you’ve cut your spending enough to start saving for some of the items on your bucket list, open a savings account and start saving specifically for your goal. If you want to spend a month in Hawaii, name your account accordingly, and put money into that account as often as you can. When you’ve reached your target amount, go to Hawaii and enjoy using international money transfers for any last minutes vacation necessities.

With a seemingly infinite amount of items to buy, both online and in stores, it’s harder than ever to save money. However, if you can figure out ways to spend less on your day-to-day living, you’ll have more money to spend on your dreams, such as a great trip or a luxury car.



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