Greenify Your Life and Finances

Greenifying your life has undeniable benefits. Being conscience about the environment can have a tremendous impact on your personal finances. If you and your family get into the habit of conserving energy, this can reduce your energy costs and increase your personal savings. Likewise, going green and reducing the number of toxins in your environment can have a huge impact on your health.

However, going green and being environmentally conscious requires certain lifestyle changes. There is an adjustment period, and unfortunately, some people aren’t committed to the effort. But if you start slow, greenifying your life can work.

1. Update your household appliances.

If your appliances are overdue for an upgrade, don’t purchase any type of refrigerator, dishwasher or washing machine for your home. Look for the Energy Star logo or ask your retailer to suggest appliances that are energy-efficient. Choosing a more energy-efficient appliance for your home might cost more. But there are ways to swing this expense.

For example, some people purchase appliances with low interest rate credit cards with no annual fee. A good interest on credit cards increases affordability. If you pay off the balance within the low-rate period, you can avoid interest charges.

2. Buy organic fruits and vegetables

The majority of produce at grocery stores have been exposed to pesticides and other chemicals. Even if you clean your fruits and vegetables once you bring them home, your family may be exposed to toxins. This can increase the risk for certain cancers and other illnesses. If you want to go green, eat organic foods. These selections are slightly higher, but there are ways to offset the cost.

For example, you may consider purchasing your produce from the farmers market, or growing your own fruits and vegetables. Likewise, you can purchase your groceries with cash back credit cards. Some reward credit cards pay up to 5% cash back at stand-alone grocery stores, which can save you money on future trips.

3. Go paperless

Using less paper conserves resources, and if you switch to paperless statements, you’ll have a share in protecting the environment. Think of the amount of mail you receive each day from your credit card companies, your bank and even your insurance companies. If you have an email account, you can quickly and conveniently access this information online.

Go to your bank and creditor websites and switch to paperless statements. Once the company processes your request, they will send all correspondences to the email address on file. Are you considering whole life versus term life insurance. Although monthly premium is a decisive factor, look specifically for life insurance companies with green options, such as paperless statements and paperless policies.

4. Make your own cleaning supplies

You may love the scent of a particular household disinfectant. But many cleaners on the shelves contain chemicals that pollute the air and release toxins into your home. There is a better, safer way to disinfect and clean your home. Buy organic cleaners or search instructions on how to make your own homemade cleaning solutions. Oftentimes, you can make solutions with products already in your home.

Take responsibility for your environment, your health and your personal finances. Going green doesn’t have to break the bank. You may have to get financially creative in some areas – but your health and the health of your family is worth the effort.

 

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