How to Create Wealth for Yourself


Creating wealth can help your personal and business finances. Many people underestimate their ability to create wealth or don't know how to build secure wealth. Don't confuse being rich with wealth. Wealth is the long-term accumulation of assets or money. You have to build wealth or it can be inherited. You should build personal or business wealth over time. A wealth advisor can help you build your assets and create financial longevity. Control your money and monitor your assets to ensure you achieve your financial goals. An average of 0.6 percent of wealthy people live in the world. Tips &…

5 Simple Money Saving Tips for Small Business Owners


If you’re a small business owner, you’re probably looking for smart ways to save a few pennies here and there. Running your own business isn’t cheap, and if you can save on operating costs, you’ll be able to ensure your profitability – and the continued success of your company. How? Here are just 5 of our top money saving tips for small business owners. See how you can use each one to save big on operational costs, loans and more! Make Use of Cheap (Or Free) Advertising  Advertising is necessary to expand the reach of your business, but this doesn’t…

5 Reasons Your Budget Plan Doesn’t Work


If you find yourself frustrated that your budget isn’t working – or you can’t seem to stick to the plan no matter how hard you try, you aren’t alone. Here are five problems that affect your budget success: Over-analyzing You always have a budget plan in mind, but you never start because everything has to be ‘perfect’ for it to work. Even when most of your financial systems are stable, there are one or two things you feel aren’t quite there yet. So you keep postponing until a later day. What you can do about it: Understand that nothing is…

What are options for cash emergencies?


Sometimes no matter how well you plan you can face bad luck in life.   Between cars, homes, apartments, medical bills, and just general expenses life can knock you back. While many financial professionals all state that you should have 6 months of your salary saved for an emergency, many of us know that is just impractical.  It’s hard to save 6 months of your salary in the world today. So, what do you do when a disaster strikes? Here are some things you can do. First, you can get a short term loan.  One option is to get a car…

How the Three Major Credit Bureaus Compare


Ever wonder where your credit report comes from? The answer is simple: the credit bureaus. Equifax, Experian and TransUnion represent the three largest consumer credit reporting agencies in the U.S. All three bureaus collect information about your financial accounts and use them to generate your credit report. The information in your report is then used to calculate your credit score, the three-digit number lenders use to make credit decisions. But, your credit score with one bureau may not be the same as the other two. That’s because the three credit bureaus don’t always use the same information to create your…

How Society can Affect Your Net Worth.


The song "No man is an island, no man stands alone" says it all, even down to how much wealth we might accumulate in our lifetimes. Society affects each of us - what we give and get from others. Others affect us. How can society affect our net worth? We want to fit in. For the human condition, there is safety in numbers. Our remote ancestors found this to be true when fighting off the beasts and we still see and feel the need to be part of a group. Often times, we benefit from being part of a group.…