How to Save Money and Get Fit at Work


Most of us now have sit down jobs. We don't get much exercise by doing our jobs an certainly do not get fit at work. After all, how many calories can you really spend typing at the computer? Many of us do not have the money or the time to spend at the gym after work or on the weekends to even out our passive week days with some active pursuits. So, what can one do to get fit at work? Here are a few suggestions that worked for me. Start early. Begin a new habit of scraping out a…

How Society can Affect Your Net Worth.


The song "No man is an island, no man stands alone" says it all, even down to how much wealth we might accumulate in our lifetimes. Society affects each of us - what we give and get from others. Others affect us. How can society affect our net worth? We want to fit in. For the human condition, there is safety in numbers. Our remote ancestors found this to be true when fighting off the beasts and we still see and feel the need to be part of a group. Often times, we benefit from being part of a group.…

Best Movies to Teach Kids Persistence


Learning doesn't have to be boring.  Kids can learn from movies - especially if you take the time to prep them to watch and to have a discussion afterwards about what you hope they discovered. Persistence is something I am trying to help instill in my own grandchildren.  It is, I feel, THE most important characteristic to have to get where you want to go. Below are a few of my favorite movies to teach tweens about persistence. Unstoppable PG-13 (2010) Starring Chris Pine & Denzel Washington In this thriller, a runaway train must be stopped before it hits a…

Money Books to Read with Tweens


It is quick, easy and usually fun to read books about money, saving, spending, giving and managing to our little ones under the age of 7. But once kids enjoy reading on their own, it can be difficult to wade through those longer chapter books without all those colorful pictures in a read-aloud environment. The books must be engaging, teach a relevant lesson, be easy enough for ages 7 - 9 to read, yet not so simple that the middle schoolers feel insulted. Tooth Paste Millionaire by Jean Merrill This is a classic book written in 1972 touches on many…

Little Know Facts About Retirement Distributions


You've been religiously contributing to your retirement funds for years. Your employer 401K may be your largest investment account. Understanding what you can do and should do with it are huge factors in your successful use of the retirement funds. I retired in 2010. Here are a few things that surprised me when deciding how to take my distributions. Background My company retirement funds were divided into two plans. When I first started, the company made all the contributions and it was all in company stock. Later, when they switched to a combination profit sharing/401k plan, the company shares just…

Helping Your Aging Parent Deal With Their Finances


If you have elderly, but still healthy, parents, grandparents or other relatives who rely on you - now is the time to think about your role with their finances in the event that you may need to help them manage at some point in the future. Even if your senior is fully functional mentally, other factors may impede them from properly taking care of the business of life. For example, my 94 year old Mother-in-law lives in a senior living complex, but is not on assisted living of any sort (other than she gets meals and laundry help). She has…