How to Save Money and Get Fit at Work


Most of us now have sit down jobs. We don't get much exercise by doing our jobs an certainly do not get fit at work. After all, how many calories can you really spend typing at the computer? Many of us do not have the money or the time to spend at the gym after work or on the weekends to even out our passive week days with some active pursuits. So, what can one do to get fit at work? Here are a few suggestions that worked for me. Start early. Begin a new habit of scraping out a…

Best Movies to Teach Kids Persistence


Learning doesn't have to be boring.  Kids can learn from movies - especially if you take the time to prep them to watch and to have a discussion afterwards about what you hope they discovered. Persistence is something I am trying to help instill in my own grandchildren.  It is, I feel, THE most important characteristic to have to get where you want to go. Below are a few of my favorite movies to teach tweens about persistence. Unstoppable PG-13 (2010) Starring Chris Pine & Denzel Washington In this thriller, a runaway train must be stopped before it hits a…

How We Paid Off $110,000 of Mortgage Debt Over 14 Months


We took on risk on a very large mortgage debt load, and subsequent financial gamble in the summer of 2013. We were looking to move to a rural property. Our desire to live in an urban centre (Peterborough, Ontario), over time, transitioned to a desire to live in the "country" with all that "country life" has to offer. So, in June of 2013 we purchased our dream home. Our property sits on just over an acre of land on a lot that is partially treed and provides plenty of space for our kids to play outside, to raise a garden and to relax…

How to Sprout Your Own Garden Starts


One of the best ways to ensure good food -- and save money in the bargain -- is to grow a garden. My parents always had a garden when I was growing up, and my husband and I regularly planted a garden when we had a house. While you can buy young plants to transplant into your garden, it can be more cost-efficient (and rewarding) to sprout your own garden sprouts. If you want to get a head start on your garden, you can sprout plants indoors, where they are safe from the cold weather, and move them outside to…

How to grow herbs inside your home


Recently, I moved across the country. Instead of living in a home with a large backyard (complete with herb-filled raised garden bed), I live in a spacious third-floor apartment. While I have a small balcony, there really isn't ample room out there for an herb garden. Plus, I like the idea of growing fresh herbs year-round. Growing herbs indoors seems like the way to go -- especially since the last of the herbs I dried from my old home will run out soon. Here's my plan for planting an indoor herb garden: Choose the right herbs Some herbs grow better…

How to Start Dividend Investing When You Have Little Cash


If you want to build long-term wealth, investing is one of the best options. To really super-charge your efforts, though, dividend investing can be a great option. With dividend investing, you have the chance to reinvest what you receive in payouts, essentially getting more shares for free. On top of that, later on, your dividends have the potential to become a significant source of income for you. Dividend investing now can help you build your portfolio faster, and then when you are ready to retire, you can use dividends as income. Not only that, but dividends often receive favored tax status. As…