10 Tips on how to motivate yourself to exercise more


Exercise is one of those things that you’re either committed to and gung-ho about, doing it anytime you can and feeling bad anytime you can’t, or the complete opposite. The advantage of being addicted to exercise is that you’re probably fit already and all you need is to tone it down a little. But if you belong to the opposite crowd, those who drag themselves to the gym or fall asleep lacing up their running shoes, then you have bigger fish to fry: lack of motivation. But how do you motivate yourself to get off the couch and exercise? I’ve…

Best Movies to Teach Kids Persistence


Learning doesn't have to be boring.  Kids can learn from movies - especially if you take the time to prep them to watch and to have a discussion afterwards about what you hope they discovered. Persistence is something I am trying to help instill in my own grandchildren.  It is, I feel, THE most important characteristic to have to get where you want to go. Below are a few of my favorite movies to teach tweens about persistence. Unstoppable PG-13 (2010) Starring Chris Pine & Denzel Washington In this thriller, a runaway train must be stopped before it hits a…

Helping Your Aging Parent Deal With Their Finances


If you have elderly, but still healthy, parents, grandparents or other relatives who rely on you - now is the time to think about your role with their finances in the event that you may need to help them manage at some point in the future. Even if your senior is fully functional mentally, other factors may impede them from properly taking care of the business of life. For example, my 94 year old Mother-in-law lives in a senior living complex, but is not on assisted living of any sort (other than she gets meals and laundry help). She has…

What Every Engaged Couple Forgets about Financing a Wedding


Congratulations! You're engaged! That also means that you have scraped up enough money to buy a beautiful diamond ring. If that was hard for you, boy are you in for a challenge- a dream wedding can be expensive.  Now that you are committed to getting married, you are probably going to set a date far enough in the future to get all your plans in place and save the money you need to put it on. One glitch though- you're going to be spending money well before the big day.  Think of the wedding as the grand finale of a…

Doctors without the “M.D.” Attached Could Save You Money in the Long Run


As a society we are raised to see doctors when are sick, but never really told to go for checkups unless our mother told us to.  Some people think seeing a doctor is a waste of their money and time if they do not feel sick.  But that is not true and everyone should see some doctors at least once a year.  Seeing a doctor for routine visit will more than likely save you money in the long run.  Preventive medicine is very important not only in your health but also to your bank account.  Spending $10 to $20 co-pays…

Overwhelming Inertia


Do you ever feel as if you are in a rut, doing the same thing over and over and over again, never making progress? Most of us tend to get on a track and just keep going, whether the going is good or leading no where. Sometimes, like at New Years, we try to break out of that mold by making resolutions for the coming year, or defining goals for ourselves to meet some dream we have. Often, we fail to follow through. According to a Forbes article, research showed (in 2013) that although 40% of us set resolutions, 92%…