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Is Private Mortgage Insurance a Good Idea?

  Private mortgage insurance, commonly referred to as PMI, is insurance which borrowers have to pay in case they cannot afford to pay a 20% down payment. As a borrower, it will cost $50 to $80 monthly. Mortgage insurance reimburses the lender if you default on your home loan. However, it can sometimes become a […]

Canada’s Economy and its Effect to the Real Estate Market

In a weekly poll conducted by Nanos Research Group, the respondents who believe that real estate prices will increase in the next six (6) months jumped to 39.4 %. This percentage is the highest in 18 months. On the other hand, respondents who believe that will be a decrease in real estate prices declined to […]

Remortgaging Your Home – Easier Than Ever?

For the majority of people, their home loan is their greatest financial responsibility. What’s more, streamlining the biggest debt can create a huge saving. When you choose to remortgage you are shifting from one home loan offer onto the next and will be paying off your old home loan with the new one, utilizing your […]

How Houseplants Can Improve Air Quality in Condos

When you live in a condo with views of another condo or building, things can get a little depressing. Add a little color to your space and breath (literally) new air by introducing houseplants. Plants add an instant wow factor, and they’re good at keeping the air fresh. If you live alone, having another living […]

Green Moving Advice: Tips on Making Your Next Move Environmentally Friendly

Have you been making a conscious effort to reduce your carbon footprint? If so, congratulations! There are plenty of things we can do to help save the environment we live in. With new technologies and creativity, you can go green with just about everything you do. If you have an impending move coming up, you’re […]

Tips on Buying your First Home with a Small Budget

This is it. You’ve decided to make the biggest purchase of your entire life and you’re all fired up about it. Congrats! You can already picture what it’s going to look like – gourmet kitchen, massive dining room, suite-like master’s bedroom, the work! Images of your dream house are slowly populating your mind like it […]