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Save Money When You Pick the Right Car Insurance

Some California drivers think they can save money on car insurance by cutting corners. Their reasoning generally goes something like this: “Why should I pay more money to cover unlikely situations? I can probably just cover the basics and save big.” However, this is only true if you have the good fortune to avoid any […]

Is Private Mortgage Insurance a Good Idea?

  Private mortgage insurance, commonly referred to as PMI, is insurance which borrowers have to pay in case they cannot afford to pay a 20% down payment. As a borrower, it will cost $50 to $80 monthly. Mortgage insurance reimburses the lender if you default on your home loan. However, it can sometimes become a […]

The Dirty Secret Your Life Insurance Broker Isn’t Telling You

A couple of weeks ago, I told you about the big issue with your mortgage broker. Essentially, they’re getting paid a volume bonus to funnel most of their business to one or two lenders, which makes it really difficult to believe that a broker is truly sending your loan to the lowest priced lender. If […]

Saving Money On Things You Don’t Even Want to Buy But Have To

There are lots of costs in life we would rather pass on. Most of these things fall under the category of insurance. Life insurance, homeowner’s insurance, business insurance, auto insurance, renter’s insurance, health insurance: they are all things that we pay a premium for and hope that we will never ever have to use (well, […]

Common Ways to Put Aside Money for Life Insurance

Purchasing a life insurance policy is a wise idea for many people. For instance, the breadwinner of a large family may purchase a life insurance policy in order to provide for family members in case he or she dies. With the insurance money, the family would be able to pay the mortgage, car payment, property […]