Insurance

LIC Jeevan Saral Life Insurance Policy in Detail

  A company offering life insurance policy assures your family a guaranteed easygoing life when one is no more around them. Besides, a protection plan is referred to as offering complete protection when it offers protection against each adversity for the duration of the life. At the same time, an insurance policy must be quick and well explained to the customer who is interested in paying for it. LIC Life Insurance of India offers a range of such comprehensive policies, including Jeevan Saral plan. This endowment plan comes with an assured choice of a premium amount as well as a…
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Personal Finance

5 Simple Money Saving Tips for Small Business Owners

If you’re a small business owner, you’re probably looking for smart ways to save a few pennies here and there. Running your own business isn’t cheap, and if you can save on operating costs, you’ll be able to ensure your profitability – and the continued success of your company. How? Here are just 5 of our top money saving tips for small business owners. See how you can use each one to save big on operational costs, loans and more! Make Use of Cheap (Or Free) Advertising  Advertising is necessary to expand the reach of your business, but this doesn’t…
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Frugality

3 Ways to Save Money During the Holidays

Start by Building A Budget for Holiday Spending This is one of the most important tips we can give you. During the holidays, it’s easy to get caught up in the spirit of things, and start overspending – from Christmas meals, to decorations, gifts, donations, and more. We get it. It’s not very fun or festive to sit down in front of a spreadsheet and determine how much you can spend on gifts for family, decorations, and other holiday essentials. But doing so is a really good idea. If you build a budget for holiday spending, you’ll be able to…
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Personal Finance

5 Reasons Your Budget Plan Doesn’t Work

If you find yourself frustrated that your budget isn’t working – or you can’t seem to stick to the plan no matter how hard you try, you aren’t alone. Here are five problems that affect your budget success: Over-analyzing You always have a budget plan in mind, but you never start because everything has to be ‘perfect’ for it to work. Even when most of your financial systems are stable, there are one or two things you feel aren’t quite there yet. So you keep postponing until a later day. What you can do about it: Understand that nothing is…
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Housing

Mortgages and Alternate Energy Systems – the Ins and Outs and Pitfalls

Are you considering reducing your carbon footprint and living off the grid? Living off the grid has a lot of benefits – you’ll save money on energy costs over the long-term, you have more freedom of choosing where you want to live and you’ll have  a positive impact on the environment. However, living off the grid isn’t for everyone. Unfortunately, a lot of Canadians wouldn’t consider living this lifestyle, even if it meant helping Mother Nature. As such, if you’re looking at purchasing an off grid property, obtaining a mortgage will be a little more challenging, but with the right…
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Career

How Self-Made Millionaires Aim for Success

Who doesn’t love the idea of being a millionaire? You could wake up in the morning, climb out from under your high thread count Egyptian cotton sheets, wash your face in a diamond studded sink, and order your 10 servants to get busy with making the breakfast. Why 10 servants to make breakfast, you’re asking? Because you can afford it. Why else? The problem with being a millionaire, however, is that you first actually have to earn millions. This is no easy task of course, or everyone would be a millionaire. It takes skill, determination, a little bit of luck.…
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