Financial Reminders for New Parents


New parents have a lot going on between the sleepless nights, dirty diapers and piles of laundry. This isn't all that new parents must consider either, as financial considerations necessarily change as soon as a new child is brought home.    Bringing Home Baby Many new parents begin paying for their children even before they bring baby home. In addition to buying things for the nursery and lots of baby gear, parents have probably also begun paying for the medical care the mother receives during pregnancy. Even those with insurance have a deductible to hit! Depending on the insurance plan…

When Should You Start Teaching Your Child about Money?


One of the most common questions that parents have is this: When do I start teaching my child about money? Money is such an abstract concept that many children have trouble grasping the idea behind it. And, with money increasingly invisible, and transactions carried out digitally, it's even harder for kids to understand what money is all about. However, in order for your child to thrive, he or she needs to know how to properly manage money. Luckily, you can start teaching your children about money at a young age. Laying the Groundwork Most children aren't going to "get" the…

Want to Avoid a 459% Product Mark Up? Make Your Own Home Made Play-doh


I made lots of things with play dough as a kid. I still remember many little blobby things drying out in the windowsills of our dining room. Many Christmas decorations were also made of play dough. Now that Lil’ SPF is old enough to play with it, it has given me great pleasure to make home made play-doh for our little guy. There is something very satisfying about making a nice batch of smooth, uniformly coloured play dough.  Believe it or not you save a walloping 459% mark up! I found this recipe online and the ratios of ingredients seem to work…

Using a Midwife – One Year Later – The Experience


The following is discussion about our experience using a midwife.  I have had a year to reflect on having a home birth with the aid of a midwife.  The financial reasons to use a midwife at home were great but pale in comparison to the experiences I had, and did not have to have, by having a home birth. With the home birth I think I had a better overall experience using a midwife than if I had given birth in a hospital. Granted I have never had a hospital birth but I have seen many, many birth videos and have…

Using A Midwife – One Year Later – Financials


As many of you know our son, lil' SPF was born nearly a year ago here at home. We had a beautiful birthing experience and we consider ourselves very lucky that all went well and I am healthy and happy and so is lil' SPF. Now that I have had several months to reflect on the whole experience (and now have some time to write this follow up) I want to share with you why SPF and I still believe that choosing a midwife was a financially sound decision and a better overall experience for myself as a first time…

Green Tip #242: Sharing Toys


Anyone who has looked after kids knows that they have short attention spans. Moreover babies grow at such a rapid pace in their first year that a toy that was intriguing and difficult to manipulable one month is easy and boring the next. So you go through a lot of toys, keeping them entertained and aiding in their development. You can spend a lot of money on 1st year kids toys. SPF and I have bought toys both new and used and received others as gifts for lil' SPF. I was recently very happy to discover a toy library in town recently. It is…