Proud Member of Yakezie

Sustainable Personal Finance now on Twitter!

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We have now established a Twitter account and linked our site to this new account! Our readers can now subscribe via RSS, Twitter . . . → Read More: Sustainable Personal Finance now on Twitter!

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Entering the Foray of Personal Finance

Mrs. Sustainable PF agreed to marry me about two and a half years ago and we wed just over a year ago. We determined that we needed to prioritize some important things in our lives which included choosing and buying a home together as the house we were living in was one I purchased shortly before meeting Mrs. Sustainable PF. We fixed up our house and sold it while also finding and purchasing the house of our dreams. We also wanted to buy a new car, a Subaru Outback, which we purchased in the Summer of 2010. Both of these activities took extraordinary research on my part. I tend to be a bit obsessive compulsive about what I sink my teeth into. In the late spring with our house being ready for market and our Outback purchase all lined up I turned my attention to our finance. In retrospect I should have done this first as it is the most important of our 2010 goals.

I mentioned being a bit compulsive so I hope the reader can understand how much I research things when I become interested in them. I started my research by re-reading a copy of The Wealthy Barber by . . . → Read More: Entering the Foray of Personal Finance

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Our ecoEnergy Retrofit

In September 2010 we moved into our new (to us) 100 year old home. We felt it prudent to ask for average utility costs prior to buying and we were taken aback at the heating costs of our soon to be new home. I had done a retrofit on our last home (heating block was cracked in the 25 year old furnace so I wanted to get some money back, wanted to save money on heating and reduce our carbon foot print) and in 2009 our average heating bill was $96 per month (mainly due to a warm winter, as warm as it gets in Ontario in the winter that is). The previous owners of our new home spent $150 a month! We recognized we needed to do something about our heating costs and knowing that the ecoEnergy program was expiring March 31, 2011 we decided to get ours done as soon as possible.

We had the energy inspector come to our house and he fed the data he took into his model. Our house rated a 51 of a possible 100. It is a 100 year old house after all. For comparison sake, in 2011 Ontario building code has a minimum . . . → Read More: Our ecoEnergy Retrofit

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