Online Textbook Rental – eCampus.com


I can't believe how expensive textbooks are.  American's don't realize that Canadians, on average, pay 20-30% more for everything, including textbooks, than they do.  This is a primary driver behind our desire to participate in cross border shopping. As a result, that $150 dollar book ends up costing around $200 north of the border!  Outrageous. Back when I was in school in the mid/late 90s, I was spending $700 per year for textbooks - about $350 per semester.  That was for 5 courses, so about $70 per semester textbook and upward of $150 for a full year text book.  Since I…

Does Your Spending Match Your Values?


[caption id="" align="alignright" width="230" caption="Image via Wikipedia"][/caption] There are a number of ways you can learn about people by watching what you do. Indeed, it is possible to learn a little bit about yourself by taking a step back and examining your own habits. As you consider what sort of person you are, and the kinds of things you value, it can help to look at your spending as well. You may not realize it, but your spending reflects what you truly value. Put Your Money Where Your Values Are Try this exercise: List out the things that you value.…

Smart Baby Stuff Purchases


We are getting very close to the arrival of lil' SPF and I am happy to say that we are just about ready for him, baby stuff wise anyways. We can't say for sure whether we are physically and mentally prepared to become parents but we figure we'll manage!  So in the meantime we can feel good about having all the baby stuff at the ready. Now what is all this stuff? Well it is the fruit of many, many hours of research, e-mailing back and forth with friends, phone calls with family members and lots of searching online shopping sites.…

Cross Border Shopping


Double standards drive me nuts.  Double standards that cost us to spend more money than necessary flat out upset me.   Case and point, the savings that can be realized cross border shopping.  The price discrepancies between Canada and the United Sates for goods that are similar, if not precisely alike is an egregious double standard.  I refuse to accept the explanations excuses provided by Canadian retailers as to why, when our dollar is equal to or exceeds the value of the U.S. dollar, we pay 20-50% more for more or less everything than do our American friends. Some of…

How to Save for a Car


Are you in the market for a new (or even used) vehicle? If you are, then you may be wondering how to save for a car? The truth is there are an endless number of ways to begin saving for your next automobile purchase. You just need to find the option that is best for you and begin developing a savings plan. Even with historically low interest rates, saving for a car is important for one’s personal finances. Instead of rushing out to buy a new car every two or three years, try planning out your next purchase and avoid…

Netflix Sucks in Canada


[caption id="" align="alignright" width="300" caption="Image via Wikipedia"][/caption] Netflix appeared in Canada in the fall of 2010  for $7.99 a month, with the first month being free.  Was I interested?  Oh yea, you bet I was.  I had heard about the U.S. version and was stoked we finally had Netflix in Canada.  When I went to their site and checked the content offered to Canadians I was immediately disappointed.  Netflix sucks, well the Canadian version at least.  I can not fathom why so many technology fanboys on forums are/were fawning over this service (and their latest, cheapest iPhone plan) and why…